Link Exchange Micro-Credit Limited (LEL) is a microfinance company with the key objective of providing loans and investment services to consumers and small and medium enterprises. We are licensed by the Bank of Ghana to operate as a Tier 3 financial institution. Our mission is to provide lending and investment services through technology to everyone, anytime, anywhere.
Who We Are
Our Competitive Advantage
Harnessing Technology
We leverage on user-friendly platforms, USSD and Mobile App to make loans easily accessible to all.
Mode of Operations
Our strategy is to target both the banked and unbanked and our services will be accessed anywhere, anytime.
Loans Made Easy
Our clients can easily apply for loans within 5 minutes through our Mobile APP and USSD platforms.
Strong Growth Agenda
Our user-friendly technology will help reach millions of Ghanaians who do not have access to loans even within the remotest part of Ghana.
Directors and Advisors
Amos Afful
Chartered Accountant with 30+ years in financial services. Worked across West African countries in multiple sectors, including Ghana Civil Aviation Authority, Pharmaceutical, Textile and Hotel and Property industries. MBA and Member of the Ghana Chartered Institute of Taxation and Certified Public Accountant (CPA) of Liberia.
Kwesi Arhin
Chartered Accountant and Financial Management specialist with 40+ years in financial services. Worked at the Ministry of Energy, Ghana Highways Authority and Ministry of Works & Housing. Holds MBA, Finance option and a Bachelor’s degree in Business Administration (Accounts option).
Linda Sarpong
Chartered accountant by profession, a member of the Association of Chartered Accountants with over 10 years’ experience in the financial service sector. Worked in other sectors such as the Fintech, Investment, and the Education sector. Holds a Bachelor of Art’s Degree from the University of Ghana.
Judith Koranteng
10+ years in the legal sector, with a focus on corporate and commercial law, and dispute resolution—specifically mediation. A lawyer by profession having been called to the Ghana bar, the State of New York bar and the New Jersey bar. Mainly advises corporate clients in the financial technology (FINTECH), venture capitalist, property and construction, insurance, financial services, and manufacturing sectors.
Famfareba Kusi-Mensah
10+ years in financial services. Worked in the International Banking Sector and Project Management offices of the Royal Bank of Scotland. Holds BSc degree in Economics and Statistics and Certificate in Investment Operations.
Management
Famfareba Kusi-Mensah - CEO
10+ years in financial services. Worked in the International Banking Sector and Project Management offices of the Royal Bank of Scotland. Holds BSc degree in Economics and Statistics and Certificate in Investment Operations.
Matthew Tieku - Head of Consumer
20+ years in microfinance. Worked as branch manager with NBFI, Izwe Loans Limited District and Sales Manager at Bayport Financial Services. Holds BSc. Admin. in Management Studies and Professional Certificate in Computing.
Anne Nutsuklo - Head of IT
10+ years in programming and software development. Manages value chain and procedures on LEL digital solutions. She holds a BSc degree in Computer Engineering and is the co-founder of Nandimobile and mySMSPortal.
Rizuana Besore - Head of Finance
7+ years in accounting and finance in the micro-credit and credit bureau industry. She obtained a Bachelor’s degree in Accounting from Ghana Institute of Management and Public Administration (GIMPA) and is currently undertaking a professional course with the Institute of Chartered Accountants.