Link Exchange Micro-Credit Limited (LEL) is a microfinance company with the key objective of providing loans and investment services to consumers and small and medium enterprises. We are licensed by the Bank of Ghana to operate as a Tier 3 financial institution. Our mission is to provide lending and investment services through technology to everyone, anytime, anywhere.
Who We Are
Our Competitive Advantage
Harnessing Technology
We leverage on user-friendly platforms, USSD and Mobile App to make loans easily accessible to all.
Mode of Operations
Our strategy is to target both the banked and unbanked and our services will be accessed anywhere, anytime.
Loans Made Easy
Our clients can easily apply for loans within 5 minutes through our Mobile APP and USSD platforms.
Strong Growth Agenda
Our user-friendly technology will help reach millions of Ghanaians who do not have access to loans even within the remotest part of Ghana.
Directors and Advisors
Amos Afful
Chartered Accountant with 30+ years in financial services. Worked across West African countries in multiple sectors, including Ghana Civil Aviation Authority, Pharmaceutical, Textile and Hotel and Property industries. MBA and Member of the Ghana Chartered Institute of Taxation and Certified Public Accountant (CPA) of Liberia.
Kwesi Arhin
Chartered Accountant and Financial Management specialist with 40+ years in financial services. Worked at the Ministry of Energy, Ghana Highways Authority and Ministry of Works & Housing. Holds MBA, Finance option and a Bachelors degree in Business Administration (Accounts option).
Linda Sarpong
Chartered Accountant with over 10+ years’ experience in the fintech and financial services industry. Proven track record with extensive hands-on experience in financial management, implementation of controls and working in coordination with the board of directors to ensure financial integrity of various organisations
Judith Koranteng
10+ years’ experience of combined legal practice in fintech, company compliance and governance, business set-up and structuring, public-private partnerships, acquisitions and due diligence. Advisor to companies in the fintech, property and construction, oil and gas, and mining industries.
Famfareba Kusi-Mensah
10+ years in financial services. Worked in the International Banking Sector and Project Management offices of the Royal Bank of Scotland. Holds BSc degree in Economics and Statistics and Certificate in Investment Operations.
Management
Famfareba Kusi-Mensah (CEO)
10+ years in financial services. Worked in the International Banking Sector and Project Management offices of the Royal Bank of Scotland. Holds BSc degree in Economics and Statistics and Certificate in Investment Operations.
Gilbert Obeng Owusu – Operations Lead
10+ years in operational and financial roles in financial institutions. Gilbert holds a master’s degree from the Kwame Nkrumah University of Science and Technology.
Rizuana Besore – Finance Lead
5+ years’ experience in various finance related roles across financial institutions. Holds a master’s degree in accounting and finance from the University of GIMPA.
Benjamin Mensah – Compliance & Audit Lead
10+ years’ experience in audit and Anti-Money Laundering roles across various financial institutions. He holds a Doctorate in Business Administration in International Business from the Anaheim University, USA.